Timothy Sachs Independent Insurance Producer

****Health-Life Insurance ****Medicare Supplements
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 Health Insurance
 
    Rising health care costs have made it very expensive to be injured or ill. If you do not have good medical insurance to help pay the bills, a serious injury or illness can create major financial problems. Having no coverage, too little coverage, or the wrong kind of coverage can be a costly mistake.

     Even similar types of policies can vary in the details of their coverage. Health insurance should be selected carefully to make sure that you are getting adequate protection for your needs. Put my experience to work in shopping for the right plan to meet your needs.

 

The insurance companies I represent have:

      * $35 co-pay for doctor visits

      * 100% Wellness paid, Including Mammograms, Physicals,

        Blood Work, Stress Tests, and Lab work

      * 100% Accidents paid to $5 million

      * Disability Insurance included

      * Dental, Life Insurance, Vision are available

      * Premiums Guaranteed 2 Years before ANY increase

      * Rates reduced up to 13% depending on company

 

Instant Health Insurance Quotes

 Please click on the links below to get instant quotes from the 3 companies which I represent.

 

 

 

    Enter ID#14578318 

 

 

Life Insurance
 
Why do I need Life Insurance?
 
    If you have debts such as a mortgage, car payment, or credit card debt, your family could be in serious financial risk without your income. And if you have children it could provide monies for the increasing costs of higher education.
 
L oans
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F uneral
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Types of Life Insurance
 
Term Life
    Term is like renting a house. You pay premiums for the specified term of the plan and receive insurance coverage during that time. Premiums are less expensive versus whole life, but term provides excellent coverage and security for 10, 20, or 30 years.
 
Whole Life
    Whole life is like owning a house. While more expensive than term, it builds cash value that grows tax-deferred. You can use the cash value in a variety of ways. (For example, you can surrender the policy for its cash value, takes loans against it, or purchase additional coverage. 
 
Estimate your life insurance needs:
 
 Medicare Supplements
     Original  Medicare covers many health care services and supplies, but there are many costs ("gaps") it doesn't cover. You can buy a Medigap (Medicare Supplement Insurance) policy to help fill the gaps in Part A and Part B coverage (like coinsurance, copayments, and deductibles). I represent United(Mutual) of Omaha, a respected name for over 100 years. For additional information please visit that website at: